As a follow on from the MYA Public Liability précis of cover in the last e-Quaint, consideration was given to devising a boat insurance All Risks scheme. However not only was there seemingly a low level of interest among MYA members but the cost would probably be a lot more than via Home Insurance cover. However, as part of this review, Walker Midgley (a Broker in Sheffield) were helpful and currently offer what seems to be required. I think the cost is about £10 per £1,000 of specified value of asset (boat hull, rigs, RC kit etc) - but this cover is available to individuals. Hope that helps. Certainly care needs to be taken to ensure that, if you use your Home Insurance policy to cover your boat etc, you tell the Insurer that the boat will be used for racing - assuming it will be!